if we fall off the fiscal cliff, their taxes are going to go up. what could hurt more is less money in customers pockets. that could be worse than tax increases. a big question is how much our tax is going to go up for small businesses if we fall after the cliff. they have done analysis, if you are in the bottom making $20,000 a year as an individual or small business, your taxes go up 600 bucks. if you are in the top, $108,000 or more, taxes go up $13,000 a year. it depends on where you fall. >> if in washington they decide to raise taxes on the top earners, that would be the small businesses. >> absolutely. if it's 108,000 or more, it's a lot of those small businesses. >> i talked to a woman who made your exact point. my customer base is a problem now. we are headed into the holiday season and nobody wants to spend money because of the uncertainty. >> he's had four layoffs because he cannot budget. >> you look at the gdp report, companies spending money on equipment was down, down big. it's because you are not going to do anything. you don't know